The Alfalah SME Deposit Bonanza is designed to shift the focus from traditional collateral-based lending to modern unsecured cash flow–based financing. Through program-based lending and quick assembly-line processing, Bank Alfalah ensures that SMEs can access the funds they need—easily, quickly, and without heavy collateral requirements.
What you get
- Financing of up to PKR 10 million for SMEs and PKR 5 million for Agri businesses.
- Flexible short, medium, and long-term financing options.
- Competitive pricing linked to 3M KIBOR.
- Loans primarily secured against personal guarantees—no heavy collateral needed.
- Quick, easy processing designed for SME convenience.
